Citi Simplicity® Card



  • 0% Intro APR on Balance Transfers and Purchases for 18 months. After that, the variable APR will be 12.99% - 21.99% based on your creditworthiness.
  • Peace of mind through direct access to a service representative; also, no late fees and no penalty rate
  • No annual fee

  • Purchases
    Balance Transfers
    Regular APR
    Annual Fee
    Credit Needed
    Intro APR
    Intro APR Period
    Intro APR
    Intro APR Period
    $0*
    18 months*
    $0*
    18 months*
    12.99%-21.99% (Variable)
    $0*
    Excellent Credit